Jane, Jane, Jane, (Jane, Jane, Jane) --
Jane's a fool.

The story:

When I was eight, my brother and I were
listening to this in the car, and he
convinced me that these were the words.
He also convinced me that Chicago was
called the "Windy City" ironically in
that it was the least windy city in the
U.S., so I suppose I was just very gullible.
(Oh, my name's Jane by the way. I
suppose the misheard lyrics make no
sense without that little piece of
information.)